--- title: Pittsburgh Financial Planning Resources | Hapanowicz & Associates description: Use these Pittsburgh financial planning resources to better understand every facet of preparing for your financial future --- # Important Documentation We're here to help you understand every facet of preparing for your financial future. Use our resources to better understand the financial planning process and how we work for you. - Phone: [412-261-5966](tel:412-261-5966) - Toll Free: [800-722-1143](tel:800-722-1143) - Fax: 412-261-3353 Categories ** ## Categories ** ### Categories - [Investment Strategies (7)](https://hs.hapfinancial.com/resources/tag/investment-strategies) - [End of Life Planning (4)](https://hs.hapfinancial.com/resources/tag/end-of-life-planning) - [Budgeting Tips (3)](https://hs.hapfinancial.com/resources/tag/budgeting-tips) - [College Planning (3)](https://hs.hapfinancial.com/resources/tag/college-planning) - [Senior Planning (3)](https://hs.hapfinancial.com/resources/tag/senior-planning) - [Financial Planning (2)](https://hs.hapfinancial.com/resources/tag/financial-planning) - [Retirement (2)](https://hs.hapfinancial.com/resources/tag/retirement) - [Divorce (1)](https://hs.hapfinancial.com/resources/tag/divorce) - [Medicare (1)](https://hs.hapfinancial.com/resources/tag/medicare) ### [H&A Investment Strategies: Portfolio Construction](https://hs.hapfinancial.com/resources/portfolio-construction) Portfolio Construction is the analytical and disciplined process of building and maintaining individual portfolios with risk and return characteristics that are aligned with each client’s unique needs, goals, and risk tolerance. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_Portfolio_Construction.pdf) ### [H&A Investment Strategies: Very Conservative](https://hs.hapfinancial.com/resources/ha-investment-strategies-very-conservative) The Very Conservative Investment Strategy seeks current income along with a measured level of real growth of principal and income via investing in a portfolio that is roughly allocated to two-thirds bonds. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_Very-Conservative.pdf) ### [H&A Investment Strategies: Balanced Portfolio](https://hs.hapfinancial.com/resources/ha-investment-strategies-balanced-portfolio) The Balanced Investment Strategy seeks both capital appreciation, as well as a measurable amount of current income and stability via investing in a portfolio that is divided roughly equal between stocks and bonds. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_Balanced.pdf) ### [H&A Investment Strategies: Moderate](https://hs.hapfinancial.com/resources/ha-investment-strategies-moderate) The Moderate Investment Strategy seeks real growth in assets, with the secondary goal of providing current income and managing volatility. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_Moderate.pdf) ### [H&A Investment Strategies: Equity Plus](https://hs.hapfinancial.com/resources/ha-investment-strategies-equity-plus) The Equity Plus Investment Strategy seeks capital appreciation via investing primarily within a portfolio of stocks. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_Equity-Plus.pdf) ### [H&A Investment Strategies: All Equity](https://hs.hapfinancial.com/resources/ha-investment-strategies-all-equity) The All Equity Investment Strategy is an aggressive growth strategy that seeks capital appreciation and wealth growth via investment within a portfolio of stocks. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_All_Equity.pdf) ### [H&A Investment Strategies: Cash Alternative Strategy](https://hs.hapfinancial.com/resources/ha-investment-strategies-cash-alternative-strategy) The Cash Alternatives Strategy seeks to maximize current income while reducing the interest rate risk within a diversified portfolio of bonds with an average credit quality of investment grade. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_Cash_Alternative_Strategy.pdf) ### [Budgeting Tips for Teenagers](https://hs.hapfinancial.com/resources/budgeting-tips-for-teenagers) Learning how to budget your money early will help you make better financial choices later in life. Here are a few budgeting tips specifically for teenagers. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_BUDGETING_Teenagers.pdf) ### [Budgeting Tips for College Students](https://hs.hapfinancial.com/resources/budgeting-tips-for-college-students) College is full of firsts, and it is also often a first taste of financial freedom. These tips will help you learn how to budget, manage ,and save your money so you don’t set yourself up for financial trouble later in life. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_BUDGETING_InCollege.pdf) ### [Budgeting Tips for Adults (22+)](https://hs.hapfinancial.com/resources/budgeting-tips-for-ages-22) It’s never too early to get a handle on how you manage your money. By understanding and adjusting how you’re spending and saving your money, you can prevent a financial disaster later on in life. [Download](https://hs.hapfinancial.com/hubfs/Hapanowicz_Associates_May2020/Docs/HA_BUDGETING_Ages22.pdf) [1](https://hs.hapfinancial.com/resources/page/1) [2](https://hs.hapfinancial.com/resources/page/2) [3](https://hs.hapfinancial.com/resources/page/3) [❯](https://hs.hapfinancial.com/resources/page/2) ### Search ### Categories - [Investment Strategies (7)](https://hs.hapfinancial.com/resources/tag/investment-strategies) - [End of Life Planning (4)](https://hs.hapfinancial.com/resources/tag/end-of-life-planning) - [Budgeting Tips (3)](https://hs.hapfinancial.com/resources/tag/budgeting-tips) - [College Planning (3)](https://hs.hapfinancial.com/resources/tag/college-planning) - [Senior Planning (3)](https://hs.hapfinancial.com/resources/tag/senior-planning) - [Financial Planning (2)](https://hs.hapfinancial.com/resources/tag/financial-planning) - [Retirement (2)](https://hs.hapfinancial.com/resources/tag/retirement) - [Divorce (1)](https://hs.hapfinancial.com/resources/tag/divorce) - [Medicare (1)](https://hs.hapfinancial.com/resources/tag/medicare) ## Speak with an H&A Advisor We’re only a phone call or email away. Whether you have a question about building and managing your wealth or planning for your future, or if you just want to get to know us better, we would love to hear from you.