--- title: Looking to retire within 5 years Documents --- # Documents - Phone: [412-261-5966](tel:412-261-5966) - Toll Free: [800-722-1143](tel:800-722-1143) - Fax: 412-261-3353 - Article #### 401(K) Investment Options for Mid-Atlantic Verizon Associates If you are a Verizon associate, you probably are familiar with the 401(k) plan the company offers. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/401k-investment-options-for-mid-atlantic-verizon-associates) - Article #### The Verizon Corporate Profit-Sharing Award for Verizon Associates The Verizon Corporate Profit-Sharing Award for Verizon Associates &  guide to understanding Verizon Corporate Profit-Sharing [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/the-verizon-corporate-profit-sharing-award-for-verizon-associates) - Article #### Verizon Retiree Healthcare Coverage Benefits If you are beginning the process of planning for your retirement, there are steps to take now to ensure your healthcare coverage continues after you retire. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/verizon-retiree-healthcare-coverage-benefits) - Case Studies #### Diversifying concentrated VZ Stock Allocation in 401(k) Learn how one client properly allocated his 401(K) between stocks and bonds, as well as diversified his plan across all asset classes and market sectors.  [Access Now](https://www.hapanowicz-associates.com/hubfs/7429532/Retirement%20Red%20Zone%20Resources/Hapanowicz_Associates_Verizon_Case_Study_Verizon_Stock.pdf) - Article #### Retiree Life Insurance for Verizon Mid-Atlantic Associates If you are beginning the process of planning for your retirement, there are steps to take now to ensure your healthcare coverage continues after you retire. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/retiree-life-insurance-for-verizon-mid-atlantic-associates) - Article #### Calling the Verizon Benefits Center When You Plan to Retire When you decide to retire from Verizon, you will most likely contact the Verizon Benefits Center to elect and specify the commencement dates of your pension, health care, and other retiree benefits. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/calling-the-verizon-benefits-center-when-you-plan-to-retire) - Article #### Social Security Benefits for When a Husband or Wife Dies Social Security benefits provide a much-needed financial security net that facilitates a comfortable retirement. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/social-security-benefits-for-when-a-husband-or-wife-dies) - Article #### Verizon Pension Annuity vs. Lump Sum Payout – Pros & Cons If you’re a Verizon employee considering retirement, one of the biggest decisions you can make is between pension annuity and lump sum payout options. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/verizon-pension-annuity-vs-lump-sum-payout-pros-cons) - Article #### Verizon Retirement Planning Creating a financial plan will lay the foundation for your financial wellness throughout your retirement and help you realize the important goals and benchmarks you can work towards as you get closer to retirement. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/verizon-retirement-planning) - Article #### Survivor Benefits Program for Mid-Atlantic Verizon Associates You never know what life is going to throw at you, so it's important to be prepared for the unexpected. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/survivor-benefits-program-for-mid-atlantic-verizon-associates) - Article #### Verizon Retirement Pension Plan The Verizon Retirement Plan for Mid-Atlantic Associates is a defined benefit pension plan designed to provide you with a financial resource at your retirement. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/verizon-retirement-pension-plan) - Memos & Documents #### What Type of Investor Are You? The Investor Profile Questionnaire is designed to help you gain an in-depth understanding of your investment objective, which serves as the foundation of your portfolio and guides us in making investment recommendations. [Access Now](https://www.hapanowicz-associates.com/hubfs/7429532/Hapanowicz_Associates_May2020/Docs/HA_Investor-Profile-Questionnaire.pdf) - Case Studies #### Rising Interest Rates and Pension Lump Sum Values If you are a Verizon associate, you probably are familiar with the 401(k) plan the company offers. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/rising-interest-rates-and-pension-lump-sum-values) - Case Studies #### How the Right Guidance Saved a Verizon Employee $30K Learn how the H&A team helped one client save $30,000 in pension benefits by identifying an error in his retirement commencement date. [Access Now](https://www.hapanowicz-associates.com/hubfs/7429532/Retirement%20Red%20Zone%20Resources/Hapanowicz_Associates_Verizon_Case_Study_Date_Of_Retirement.pdf) - Article #### Lump Sum or Annuity? Verizon Pension Benefit Choices Explained As a Verizon employee, your pension benefit plays an essential role in your retirement income planning. When deciding to retire from Verizon, one of the biggest decisions you will have to make is whether to take the lump sum or annuity payout option. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/lump-sum-annuity-verizon-pension-benefit-choices-explained) - Article #### Tips for Verizon Employees Considering an EISP Offer and Early Retirement The decision of when to retire is one of the biggest you can ever make. An early retirement offer from Verizon, whether an ISP, EISP, or Special EISP, can result in you having to accelerate that decision within a relatively short amount of time. [Access Now](https://www.hapanowicz-associates.com/verizon-retirement-news/verizon-eisp-retirement-planning-tips)